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Vision Plan Services

AlwaysCare Benefits offers a variety of plan designs, frequencies and services to meet your vision benefit needs. Vision plan designs include:

  • Full-Service plans covering materials and exams
  • Exam-only plans
  • Materials-only plans with a Hearing Benefit Rider
  • Custom plans
Standard Vision Plan Services
Eye Exams
(Once every 12 months)
For a low exam co-pay, each Member is entitled to a comprehensive eye exam.
Eyeglass Lenses
(Once every 12 or 24 months)
Single Vision, Bifocal, and Trifocal lenses are covered in full by materials co-pay. Generous Allowances for Lenticular and Progressive Lenses.
Eyeglass Frames
(Once every 12 or 24 months)
Members may choose any frame. Frame allowances are applied toward the purchase of any frame in a provider’s collection.
Contact Lenses
(Once every 12 or 24 months)
Members may elect contact lenses in lieu of glasses. The contact lens allowance may also be applied toward any professional fitting fee charged by a provider. Plan designs are available with a separate contact lens fitting fee benefit with low co-pays and allowances.
LASIK Surgery Discounts are available with participating providers. This is not an insured benefit.

Starmount Life Insurance Company Policy Form Series VI-2002 and VI-2007
National Guardian Life Insurance Company Policy Form Series NVIGRP2002 and NVIGRP 5/07