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AlwaysCare Group InsuranceDental Insurance | Dental Plan Services | Dental Health Center | Ask a Dentist    

Dental Plan Services

AlwaysCare Dental offers a number of dental plan designs with industry-leading features, plan enhancements, and optional benefits and riders. We offer a variety of dental plan types and services from PPO Plans to Self-Funded Administration.

Optional Benefits

  • Cosmetic Benefit Rider (50+ enrolled)
  • Fully Insured Hearing Benefit Rider (10+ enrolled)
  • Members diagnosed as diabetic are eligible for up to 2 extra cleanings every twelve months
  • Orthodontia Benefits

Dental Plan Enhancements

  • Endosteal implant available in lieu of conventional fixed 3-unit bridge. (Standard Benefit)
  • Additional cleaning for pregnant women in their 2nd or 3rd trimesters. (Standard Benefit)
  • Members 40+ years of age who demonstrate risk factors for oral cancer or suspicious lesions are entitled to one adjunctive, pre-diagnostic test per year. (Standard Benefit)
  • Carryover Benefit Members are rewarded with extra benefits for taking care of their teeth. Learn more about our standard Carryover Benefit Rider.* (Takeover credit available)
Base Plan Annual Maximum Threshhold Limit Carryover Amount Carryover Account Maximum Total Potential Annual Maximum
$1,000 $500 $250 $1,000 $2,000
$1,500 $700 $350 $1,250 $2,750

* See Carryover Benefit flyer for more details, Limitations and Exclusions

Starmount Life Insurance Company Policy Form Series DN-2002, DN-2007, and DN-2010
National Guardian Life Insurance Company Policy Form Series NDNGRP2002, NDNGRP, and NDNGRP 2010 04/06

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