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AlwaysDental products include traditional plans, PPO plans and scheduled benefit plans.
Employers can custom-build the dental plan that best fits their budget and benefit needs.
Here are samples of our plan offerings. Please contact your agent for more information.
| DENTAL PLANS |
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SERVICE
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ELITE
SERIES1
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COST
ADVANTAGE
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"ACTIVE"
PPO SERIES2
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PREVENTIVE/
BASIC
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Deductible
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$50(X3) annual3 or $100 lifetime
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$50(X3) annual3 or $100 lifetime
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$50(X3) annual3 or $100 lifetime
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$50(X3) annual3 or $100 lifetime
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Annual Maximum
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$1,500
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$1,000
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$1,000
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$500
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Carryover Benefit
(minimum of 2 enrolled employees)
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Included
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Available
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Available
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Not Available
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Preventive Services
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100%
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100%
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100% In-network
80% Out-of-network
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100%
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Basic Services
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80%
(gum treatment
and root canals)
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80%
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80% In-network
60% Out-of-network
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80%
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Major Services
(12-month waiting period may apply)
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50%
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50%
(gum treatment
and root canals)
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50% In-network
50% Out-of-network
(gum treatment
and root canals)
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Member discounts available at participating providers. (Not an insured benefit.)
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Orthodontia
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$1,500 lifetime
$750 per year
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$1,000 lifetime
$500 per year
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$1,000 lifetime
$500 per year
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Member discounts available at participating providers. (Not an insured benefit.)
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All plans include our national PPO network.
1 The Elite Series is available with 10 or more enrolled employees.
2 Not available in GA, LA, MS, NC, or TX.
3 $50 deductible per person, maximum 3 per family, applies to Basic and Major Services only.
Group size and participation.
AlwaysDental offers plans for groups with as few as two enrolled employees. Participation requirements vary by enrollment.
Waiting Periods.
Twelve-month waiting period for major and orthodontia services is standard on all plan options. Other waiting period options are available.
Takeover Credit.
Takeover credit is available for employers with comparable prior dental coverage. Credit will be given to all employees covered on the prior plan at the time of enrollment.
Starmount Life Insurance Company Policy Form Series DN-2002 and DN-2007
National Guardian Life Insurance Company Policy Form Series NDNGRP2002 and NDNGRP 04/06
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